AI that helps prepare the report, too
Joiin Intelligence is our AI layer for exploring financial and operational results and carrying out reporting tasks.
Ask a question about performance, follow up on a movement or draft commentary for a Report Pack. With AI agents, you can also describe work you need completed, including:
- Building reports and Report Packs.
- Helping organise your chart of accounts and merge duplicate accounts.
- Setting up intercompany eliminations.
- Checking financial information for issues that need attention.
These capabilities extend AI into the preparation work behind recurring reporting. Joiin’s published agent workflow includes confirmation, verification and traceability controls.
Fathom’s Commentary Writer focuses on drafting report narrative. It uses business context, report context and selected reporting components, with attribution that lets users inspect the figures behind the commentary.
And the calculations in Joiin remain within our established reporting framework. The agents run reports and retrieve results through that framework; the language model does not generate the underlying financial accounts.
But AI commentary still needs review. Your team brings the business context, checks the explanation and decides what to share.
Explore Joiin Intelligence.
Consolidate without changing every accounting system
Growing groups often inherit different ledgers through acquisitions, international expansion or local accounting requirements.
Joiin connects Xero, QuickBooks Online, Intuit Enterprise Suite, Sage, MYOB, FreeAgent, Zoho Books, Pennylane, Puzzle and Fortnox, alongside spreadsheet uploads.
A UK parent on Xero, a US entity on QuickBooks and a Swedish subsidiary on Fortnox can report together in Joiin while keeping their source accounting systems.
Chart of accounts mapping brings different structures into a shared reporting layout. Eliminations remove internal activity from group results, while multi-currency reporting supports entities operating in different currencies.
Joiin supports complex group structures, multiple accounting systems and currencies, without the same consolidation limits. With flexible entity-based pricing, unlimited users and reports, businesses can scale their financial reporting as they grow.
Fathom also supports mixed-system consolidation and intercompany eliminations. Its published limits are 300 entities within a single-currency group and 50 within a multi-currency group. Consolidated groups carry no additional charge, with no cap on the number of groups created.
Build reporting around your business
Joiinr Report Packs combine financial reports, charts and commentary in one document. Customise account groupings, formulas and layouts, add your branding and tailor the content for boards, clients or management teams.
Dynamic dates keep recurring reports aligned with the reporting period. Schedule weekly or monthly distribution, present live or share a secure read-only link. Cell comments let you explain individual results, with comments included as numbered notes in PDF output.
Non-financial data adds context: headcount alongside staff costs, store numbers alongside revenue or production volumes alongside operating expenses. Custom KPIs connect those measures across reports and dashboards.
Fathom Reporting also provides branded, scheduled reporting and financial and non-financial KPIs. Its dedicated benchmark groups, ranking tools and profitability analysis support advisers comparing businesses and exploring performance.
Explore Joiin Report Packs.
Forecasting: compare how you build and adjust plans
Both products offer three-way forecasting, linking profit and loss, balance sheet and cash flow.
In Joiin, forecasts start from actual financial data for a company or group. Set rules using trends, growth assumptions and drivers, or describe changes in plain English.
Ask Joiin to increase revenue from April or add a recurring monthly cost, then inspect and adjust the resulting forecast rules. Forecasts extend up to 60 months, with forecast-versus-actual comparisons as results come in.
Fathom provides dedicated scenarios and microforecasts. These model individual decisions, projects or events separately from the baseline, such as hiring someone or buying equipment.
Joiin supports natural-language forecast creation and updates. Fathom provides specialised tools for organising scenarios and project-level assumptions.
Use your financial data beyond the reporting application
Your existing Excel models do not have to be rebuilt. Joiin’s Excel Add-In brings live consolidated figures into workbooks, keeping your formulas and models in place while you refresh the data.
Fathom supports Excel imports and report exports, serving a different workflow from a connected workbook.
Joiin Connect provides API connections for Power BI, Tableau and data warehouses, while our Zapier integration supports wider automation. Fathom documents indirect Zapier workflows through Google Sheets.
And Joiin’s MCP server connects compatible AI assistants, including Claude, to authorised reporting tools and data. Ask questions and run reports from the assistant, with access governed by your Joiin permissions.
Explore Joiin Connect.
Pricing that fits your requirements
Joiin offers Core, Pro and Max, priced by company count. Core includes single-currency reporting and consolidation. Pro adds forecasting, multi-currency, non-financial data, the Excel Add-In and AI agents. Max adds API, Zapier and MCP connections, plus advanced exchange rate controls.
Unlimited users, reports and clients are included on every Joiin plan. Fathom offers company-based Pro plans, Enterprise quotes and a separate Portfolio subscription with a smaller feature set.
See the full feature and pricing comparison.
Frequently asked questions
Does Joiin replace my accounting software?
No. Joiin works alongside your source ledgers, bringing their data together for reporting, consolidation and analysis.
Can accountants manage several clients in Joiin?
Yes. Joiin supports multiple clients under one subscription, with permissions controlling access to companies and reporting information.
Do I need a developer to connect Joiin to an AI assistant?
Joiin’s MCP connection uses a server URL and account authentication rather than custom API development. Setup depends on the compatible assistant you choose.
What is included in the Joiin trial?
The 14-day trial runs on Max, including forecasting, AI agents, the Excel Add-In and data connections. No credit card is required.
Try Joiin with your numbers
Bring your companies together, build your reporting pack and explore the questions behind the figures.
Start your free 14-day trial.
Comparison based on published product information reviewed on 26 October 2026. Features depend on plan, integration and configuration.
